Free PA Insurance

The PA Insurance provides coverage of RM50,000 in the event of death or total and permanent disability, including total paralysis.

The PA Insurance does not cover the following, including but not limited to:

• Motorcycle-related accidents: Any incident where the subscriber is riding or pillion riding a motorcycle, regardless of the purpose.
• Situations other than death or total and permanent disablement, such as:
  • Medical expenses
  • Temporary disablement
  • Hospitalization

It is absolutely FREE and the premium payment is borne by Tune Talk upon Epik35+ or Epik50+ plan subscription.

The PA Insurance coverage commences in the following month upon meeting the plan subscription criteria for the current month, subject to the 60-day cooling off period upon the first date of Epik35+ or Epik50+ subscription. (Example: if you subscribe to Epik35+ or Epik50+ on the month of January, you would receive the FREE PA Insurance coverage the following month of February).

Coverage commences on the first day of the month and ends on the last day of the month. (Example: 1st January until 31st January)

• Military and Law Enforcement
• Pilot and Aircrew
• Professional Sports
• Workers utilising wood-working machinery

Please read through the exclusions in the policy here for a comprehensive list of occupations that are excluded from coverage

All benefits are paid in addition to and regardless of any other insurance policies you may have.

For incidents after 1-Nov-2024​
All claims must be notified within 30 (thirty) days from the date of accident, provide full particulars and shall seek medical or surgical advice as soon as possible. Please contact RHB Insurance Customer Service Hotline at 1300-220-007 to do this or seek more clarification on your claim enquiries.​
Alternatively, you can download the claim form here and email it to rhbi.general@rhbgroup.com. ​

For incidents occurring on or before 31/10/24, please click HERE.

The exclusions and policy wording can be accessed and downloaded here.

Eligibility to the PA Insurance coverage is subject to accuracy of subscriber’s personal information as per his/her Mykad/Passport/Police ID/Army ID entered at point of registration.

You are eligible for the coverage if you subscribe to either plan anytime between the first day of every month (12:00am) till the last day of every month (11:00pm). (Example: 1st January (12.00am) – 31st January (11:00pm))

The 60-day cooling off period is the excluded period for PA Insurance coverage for all new Epik35+ and Epik50+ subscribers

You have to be not less than 12 years old and not more than 65 years old to be eligible for the PA Insurance coverage.

Pursuant to Section 129 and Para 5 of Schedule 9 of Financial Services Act 2013, Malaysia, nominee(s) should be: spouse, child or parent(s), if there is no spouse or child at the time of making the nomination, the nominee is his parent. A nominee of a Muslim insured person upon receipt of policy moneys shall distribute the policy moneys in accordance with the Shariah Laws.

Even if you have multiple lines registered under Tune Talk, your coverage is limited to only one policy.

For more information, kindly refer to Tune Talk’s website or call our customer care at 13100 / 03- 2771 7000 from 8am to 10pm.

• Scuba Diving
• Martial Arts
• Racing (other than on foot)
• Ice Hockey
• Hunting

Please read through the exclusions in the policy carefully here for a comprehensive list of activities that are excluded from coverage

Tune Talk reserves the right to amend the terms and conditions without prior notice.